Cyber 3-2-1: Plain English cybersecurity advice in 3 articles, 2 statistics and 1 action, including how multi-factor authentication is not foolproof, how ransomware negotiation is a growing cottage industry, how the EU and the US are hoping to share more information about cyber-attacks, how one gang laundered $500 million before being captured, and how 30 million Dell devices need an update. This week’s action: Verify links, app access and browser plugins